February 2010 

30 year fixed rates as low as 4.875%. 

5YR-7YR ARMS starting at 3.50% !!

RADIO SHOW SCHEDULE: Sunday 3pm-4pm, Monday 7am-8am, Friday 7am-8am.

AM 1000 

 If you currently have a FNMA loan, you may be able to refinance up to 125% of the current value of your home, with no mortgage insurance !!

Contact me for the pricing details and to see if you qualify for these low rates !!

Valid on primary residence AND rental properties!  (1 to 4 units)

If you’re reading this, chances are you are looking for a loan. You’ve come to the right place. At HomeLoanSheldon.com my focus is on getting you the right loan and the right terms to fit your situation.

A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.

What does my commitment to personal service mean to you? It means that I focus on you and your goals. Anyone can line up a great looking rate for you but I take the time to show you all the other "gotchas" that can overshadow any teaser rate. I am usually available 7 days a week, including evenings!

Not sure if you can afford your dream house? I have loan programs that can put you into your new home easier than you might expect. Is the down payment a stumbling block? Some programs require as little as 5% down payment, and the seller may cover some of your closing costs as well.

Have questions about your credit? I can help you understand the effects of your past credit while showing you how to strengthen your credit score. My network of mortgage wholesalers enables me to find you a lender who imay be understanding of your situation.... Have great credit? My lenders reward your good credit with great rates.

Most any situation. Whether you are looking for a new mortgage, wanting to refinance or just interested in tapping into your current home equity, we can help you. Call me now TOLL FREE at 800-613-7698 or Contact me online at  sheldon@HomeLoanSheldon.com .  I will show you how quick and easy it is to get started!